Summary

Posted: Jan 19, 2021

Weekly Hours: 40

Role Number:200214987

Apple is a place where extraordinary people gather to do their best work. Together we craft products and experi...Summary

Summary

Posted: Jan 19, 2021

Weekly Hours: 40

Role Number:200214987

Apple is a place where extraordinary people gather to do their best work. Together we craft products and experiences people once couldn't have imagined - and now can't imagine living without. If you're excited by the idea of making a real impact and joining a team where we pride ourselves in being one of the most diverse and inclusive companies in the world, a career with Apple might be your dream job.

Apple Pay is the leading mobile payments platform for in-store and online payments launched by Apple. Apple Pay is rapidly growing and recently launched Apple Card - a new kind of credit card, built by Apple. Apple Card is founded on simplicity, transparency and privacy, and crafted to help customers lead a healthier financial life.

The Apple Pay Risk team is seeking an expert risk specialist to help drive and support the evolution of the business, working in lock step with internal and external business partners. We want you to help chart the strategic direction of Apple Pay products and ensure the business can execute against its long-term strategy through development and management of credit and fraud policy-related initiatives.

You will work cross-functionally with a variety of internal groups as well as with external partners, primarily banks and payment network, to deliver results.

You should have significant experience and subject matter expertise in financial services, credit, fraud, risk, underwriting, payments, operations, data science, finance, and modeling.

This role is full-time and is located in New York City, New York.

Key Qualifications

• 8-12+ years of experience with a solid track record of success, including consumer credit, fraud, underwriting, risk, and data analysis
• Experience in managing risk across multiple consumer credit products e.g. credit cards, loans, leases etc.
• Ability to collaborate with different teams, utilize outstanding influencing skills, and demonstrate strong senior-level/executive communication abilities
• Ability to contribute consistently and positively in a high-paced, fast-changing, and unpredictable work environment
• Ability to synthesize sophisticated topics and distill key business dynamics to senior leaders and partners
• Direct experience working with major payments and financial services companies (preferred)
• Upbeat and collaborative teammate who feeds off independent responsibilities and crafting the future of global payments
• Analytical and creative problem solver with a can-do attitude and flexibility to accommodate to evolving business needs
• Proficiency with Apple products and applications is preferred

Run implementation and efficacy of credit and fraud policy for financial products
Lead development of policy in support of new and emerging product features
Build risk management frameworks (credit and fraud) to support new and existing financial products and improve existing features
Partner with operations to ensure outstanding customer service and support
Evaluate and forecast business performance for Apple Pay first party financial products utilizing knowledge of financial services, credit, risk operations, payments and banking
Lead regularly scheduled, cross-functional updates and business reviews
Identify and examine sophisticated financial topics and write reports and draft presentations covering key business dynamics to senior leaders and partners
Support ongoing product development efforts

Education & Experience

BS/BA Degree Required. MBA a plus. Engineering/Statistics/Math degree a plus.

Additional Requirements